First Home Buyers With Little Or No Savings

Borrow up to 100% - 104 % to purchase your first home getting the right mortgage from day 1.

It’s a mortgage that can be setup with the flexibility to put all your income into your loan which will save you thousands of dollars in interest, ultimately saving you time and money.

Basic Mortgage

Looking for a mortgage with a low variable interest rate and lower repayments with no annual fees, unlimited redraw and repayments that can also be combined with a fix rate 1 – 5 yrs. Suitable for residential owner occupied or investment (100 % for new owner occupied purchase.

Standard Mortgages

A Mortgage that can be tailored to suit your needs, variable or fixed rate or a combination of both for peace of mind. Unlimited redraw and repayments with the option to make extra repayments on fix portion of loan without penalty. Suitable for owner occupied and investment properties with 100% lend for all new purchase owner occupied.

Mortgage Plus

It’s a bundled package loan offering a low annual package fee with a discounted Interest rate and a Visa card free of annual fees. Products that qualify for the bundled package are: Mortgage power (LOC), Standard variable, standard offset and Standard fix can also be part of a combination to suit your specific needs (Terms and conditions apply)

Offset Loan

It’s a variable loan with the benefit of a savings account linked to the home loan account that offset the balance by a 100% reducing interest paid daily. Simply helps you to get ahead.

Line Of Credit

The only loan you will ever need It’s a mortgage with the flexibility to tap into equity to create wealth or simply put all your income directly in your mortgage reducing interest, this could substantially save you thousands in interest and cut years off your loan, unlimited redraw and repayments suitable for Owner occupied properties refinance or new purchase.

Low Doc Loan

Bank says no because of little or no financials. We have the right loan for you. It’s a loan for self employed applicants, companies or trusts with registered ABN clients who are unable to provide income documentation to verify their income, or just wants a no doc loan.

No Mortgage Statement Loans

Looking to refinance and the bank says no because you had some late payments on your mortgage statements etc ? Well this loan is for you with no statement required for loans, up to 75% for fully verified clients.

Non Conforming Loans

For clients that wants a loan but the Banks says No because of bad credit, defaults or ex–bankruptcy, regular late mortgage payments showing on statements etc.
NO problem we can help.